Can a charge off be removed from my credit report after I have paid the debt?
Honestly, I’m currently using a credit repair company and contrary to peoples beliefs, I didnt get ripped off because I didnt have to pay anything, except for my services. He repairs my credit and I take his photographs. I wont mention the name of the company because I dont want people assuming i’m trying to sell something, which i’m not. But I was very skeptical because he did try to charge me at 1st until we started talking further about what it is I do. But everything people told me about credit and what I believed to be true was wrong. I had all of my charge offs deleted on all 3 credit reports, there are certain companies that will rip you off. People say you can do it yourself, but its really not that easy. I’ve had stuff on my report that I knew was wrong, had correct documentation. sent it in to the credit agency and reporting company, got the “okay thank you we’ll handle it”, and got nothing accomplished. Dealing with credit agencies are some peoples profession and we should s
