Can a car title loan company repo my car without having a lien against the title?
Probably not, but it depends on your state law. The part about not having a title can be a real problem too since most states are “strict” title states, which means that no one can own an interest in a vehicle without their name on the title and no one can claim a lien on a vehicle without their lien record on the title too, and that doesn’t sound like what happened in your case. Car title loans can be a real nightmare and a royal ripoff. You need to talk to a local Consumer Law attorney who deals with this kind of case. Call your local attorney’s Bar Association and ask for a referral to a Consumer Law attorney near you or you can go to this web site page for a Free Online 50 State National List of Consumer Law Lawyers (http://www.ohiolemonlaw.com/ocll-site/ocll-locate_local.shtml) and find one near you (lawyers don’t pay to get listed here and most of them are members of the only national association for Consumer Law lawyers, NACA.net). But act quickly because for every legal right y