BlueSelect has a 2-tier Closed Formulary. What does this mean?
The BlueSelect Formulary includes two lists of covered medications, called Tier 1 and Tier 2. • Tier 1 is the lowest cost. It is a list of the generic medications that are covered under your plan. Most generic medications are covered, so even if your medication is not on the list, it may still be covered unless it is specifically excluded in your benefits. • Tier 2 is higher cost. It is a list of brand name drugs that are covered under your plan. It is a closed formulary, so that means brand name medications not on the list will not be covered and you will be responsible for the entire cost of the medication.
