Bank of American close my credit card without my knowledge?
Yes, read the fine print of the credit card terms and agreement. All the rules are written to benefit the bank except for the very basics required by law to protect the consumer. Bank of America seems to think you are an increased risk because of the tight credit markets and the other credit cards you have with other companies. They would have done it even if you didn’t call. Credit card companies pull routine “soft” credit inquiries that won’t show up on a standard credit report. This is how they increase limits, decrease interest rates, etc. Within a couple of months your account would have been canceled anyway.