Automobile Accidents – Who pays the bills?
In New York, the law provides for mandatory no-fault automobile liability insurance coverage of at least $50,000, also referred to as Personal Injury Protection (PIP), for all owners of motor vehicles in New York. This means that the insurance company for the car that you were in at the time of the accident is responsible for reasonable expenses medical incurred regardless of who was at fault for the accident. You will also be reimbursed for 80% of wage losses up to a monthly maximum of $2000 for up to three years; replacement services (such as domestic help) up to $25 per day for up to three years; and a $2000 death benefit. No-fault benefits do not apply if you are injured while riding a motorcycle, the owner of an uninsured vehicle, injured while committing a felony, or intentionally cause your own injuries. No-fault benefits do not include compensation for damages such as pain, suffering, inconvenience, disfigurement, or loss of future earning capacity – these claims we pursued in
