Auto Insurance InformationWho is covered under an auto policy?
Your policy covers you, your spouse, other relatives who live in your household and others who have permission to drive one of your covered vehicles. In a No-fault insurance state, your own policy would provide coverage for bodily injury and/or property damage without regard to fault. Some policies have Named Operator provisions which requires that all drivers must be listed on the policy to be covered. What is covered under the liability coverage of my policy? The Liability coverage in your auto policy pays damages which an insured becomes legally liable to pay because of bodily injury damage to others and property covered by an accident resulting from the ownership, maintenance or use of your car. Most state laws require that you carry a minimum amount of liability insurance. The California minimum for Bodily Injury is $15,000 per person and $30,000 per accident. Are there other, optional coverages available? Once you’ve met the minimum legal liability requirements, you should select
