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At what point must an insurer check to determine whether an applicant for a policy is an SDN?

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At what point must an insurer check to determine whether an applicant for a policy is an SDN?

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If you receive an application from an SDN for a policy, you are under an obligation not to issue the policy. Remember that when you are insuring someone, you are providing a service to that person. You are not allowed to provide any services to an SDN. If the SDN sends a deposit along with the application, you must block the payment.

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