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At my divorce hearing, a judge ordered that my ex-spouse was to be solely responsible for continuing the payments on a debt. Am I no longer responsible to the creditor for the debt?

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At my divorce hearing, a judge ordered that my ex-spouse was to be solely responsible for continuing the payments on a debt. Am I no longer responsible to the creditor for the debt?

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No. Separation agreements, divorce decrees, or equitable distribution orders do not modify, cancel, or override your pre-existing contracts and credit agreements with a creditor. Such agreements are binding between yourself and your ex-spouse, but as your creditors are not parties to the agreements, such agreements do not affect the earlier agreements that you entered into with a creditor. Thus, although you may have a right to seek reimbursement from your ex-spouse based upon a post marital agreement entered into between the two of you, you are still responsible to creditors for the debts to which you are a party.

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