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As an independent contractor I occasionally hire employees; should I obtain workers compensation insurance coverage?

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As an independent contractor I occasionally hire employees; should I obtain workers compensation insurance coverage?

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Yes, as of January 1, 1999, all RI employers of one or more employees are required to obtain workers’ compensation insurance. If you hire an independent contractor, they should provide you with either proof of workers’ compensation insurance coverage or a copy of a DWC-11-IC form, which has been filed with the Department of Labor and Training.

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