Aren online companies or big companies that advertise on TV cheaper places to obtain my mortgage?
No. VMAI has access to programs from top lenders across the country and will work with you to find the best program at the best rate at the lowest closing cost. For a lot of reasons, these companies may aggressively lower rates and/or underwriting requirements and/or closing cost requirements to push certain programs. VMAI actively seeks out these programs for our customers to save them money on payments and costs. This often means significant savings over the online lenders.
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