Arent insurance companies obligated to compensate me justly?
Adjusters handle many many cases at the same time. The adjusters primary motivation is to get your claim resolved as soon as possible. Claims departments attempt to settle claims within a range of values and not to tie up money held in reserves to pay for your claim. To an insurance company you are a claim number and another file. Most insurance companies use computer programs which will assist them to evaluate your case (such as Colossus and TEACH). The computer program relies on input from the adjuster and you to come up with the value of your case. Unless you have experience in handling injury cases, you will never know if the offer given to you by the adjuster is fair compensation for your damages.
