Are whiplash claims causing a rise in insurance costs?
Other factors are relevant when discussing the price of insurance premiums, notably uninsured drivers. It is estimated that about one in 20 drivers do not have any cover and this alone puts an extra £30 onto an innocent drivers’ premium. These drivers are also much more likely to be convicted of drink driving and are five times more likely to be involved in a road traffic accident as well as more likely to fail to comply with other road traffic requirements. Another significant danger is that of fraud, notably staged car accidents where the guilty party deliberately rams their car into that of an innocent driver to try and win a compensation payout. This is a developing problem, once more typical of inner city areas; it is now more widespread to the extent that some drivers in the North West are having problems finding suitable car insurance. A recent survey said that one in every 20 motorists under the age of 35 have deliberately braked to try and cause an accident with the driver beh
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