Are volunteers covered under my Workers’ Compensation policy for injury? If not, will the General Liability pay?
No, volunteers are not automatically covered under a Workers’ Compensation policy, and it’s doubtful that any carrier will endorse a policy to include them. Because the volunteer, by its very definition, is not a compensated employee, they are not subject to the compulsory State law. If a volunteer as part of the “Who is an insured” definition of the General Liability policy, they will not be afforded coverage under the General Liability because of the “insured v. insured ” exclusion and the fact that an insured cannot collect from their own liability policy.
Related Questions
- Are members of a Sheriffs posse or other law enforcement volunteers, covered by the TAC law enforcement liability policy?
- Are volunteers covered under my Workers’ Compensation policy for injury? If not, will the General Liability pay?
- Are volunteers covered under South Carolina’s Workers’ Compensation Act and covered in the event of an injury?
