Are uninsured drivers a big problem in Ohio?
There is a wide range of estimates regarding the number of uninsured drivers in Ohio. Because Ohio has a financial responsibility (FR) law, not a pure compulsory insurance law, it’s difficult to truly gauge the number of Ohioans who are not complying with the FR law and are therefore considered uninsured. However, based on Ohio’s random verification program for FR, since program inception, 11.4% of Ohio motorists receiving requests for FR have been found in noncompliance with the law. Q. Is UM/UIM insurance coverage required to operate a vehicle in Ohio? If you choose to comply with Ohio’s Financial Responsibility law through insurance the only coverage requirement by law is auto liability. The current minimum liability limits to satisfy the law are: bodily injury liability, $12,500 per person and $25,000 per accident; and property damage liability, $7,500 per accident. Bodily injury liability protects you, up to the dollar amount stated in your policy, against the financial consequenc
