Are under-65 Medicare beneficiaries with disabilities able to obtain Medigap policies?
Medicare beneficiaries who are under age 65 do not fall within the scope of the Federal open enrollment provisions. However, they are eligible for the 6-month open enrollment period when they turn age 65. Certain states have improved access to Medigap plans for those under 65. In some cases these legislative mandates are limited to certain Medigap policy types. Often the Medigap premiums are significantly higher for under-65 Medicare beneficiaries.
