Are there typical limitations with short term medical insurance?
With short-term medical insurance, you do not have an automatic right to renew when the original contract expires. If your health status has changed since you purchased the plan, you may not qualify for a new policy or an extended benefit period under the original policy. Should this occur, you could be left without health insurance protection. To secure additional coverage after the original term has expired, you will be required to submit a new application and get approval by the insurer before the renewed coverage begins. There could be a break in coverage if the new coverage period does not start when the the new coverage period begins. Medical conditions that may have developed during the original policy period will be treated as preexisting – and will not be covered or the carrier may decline to issue new coverage. Generally, refunds of premium are only available if the policy is canceled within the first 10 days of the contract. After that, refunds are not usually available even
