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Are there special health questions or medical tests needed when I apply for life insurance and have diabetes?

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Are there special health questions or medical tests needed when I apply for life insurance and have diabetes?

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Yes, in most cases you will need an insurance physical exam as well as a blood test (with A1C) and urinalysis and possibly an EKG, depending on your age and the amount of coverage you are applying for. The exam and the tests are done by an independent paramed service or MD at no cost to you.

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