Are there pre-existing limitations?
Health Access Plan A is not subject to any pre-existing limitations. For Health Access Plans B and C, no benefits are paid for charges incurred due to a pre-existing condition until an insured has been continuously insured under the plan for 12 months. State variations apply. See brochure or contract for pre-existing definition. • Can Health Access Plans be set up for dependents only? Yes. Health Access Plans are often an affordable alternative to adding dependents to major medical plans. They are also a solution for dependents who are not covered by employer plans. • Do policyholders receive network discounts? Yes. Doctors and hospitals in the MultiPlan Limited Payor Network may give discounts for covered charges even if benefit maximums are reached. • Can a Health Access Plan be paired with an existing health plan? A Health Access Plan cannot be paired with an Assurant Health Individual Medical, Small Group or Short Term Medical plan at this time, but can be a perfect supplement to o
