Are there maximum debt-to-income ratios for loans under the CDA Maryland Mortgage Program?
Yes. The debt-to-income ratios may not exceed: • For all [this includes government (FHA, VA and RHS) and uninsured conventional loans (80% or less LTV)] manually underwritten loans: 36% with exceptions up to 45% with strong compensating factors per Fannie Mae guidelines for conventional loans or the applicable guidelines for an FHA , VA or RHS insured/guaranteed loan. • For all automated underwritten loans, the maximum is 45%.
