Are there limitations associated with The ESB Group’s business model?
We are cognizant of a few of the limitations with our business model. For instance, in the case of micro-equity financing, and utilizing such a first of a kind business model, historical data does not exist against which we can back test our business model and portfolio. At the same time, absence of historical data and readily, identifiable data on borrowers means we cannot at the moment engage in other testing mechanisms, such as, psychometric testing.
