Are there different types of vet fee cover?
Most insurance companies will offer a wide range of different vet fee options so that you can choose what cover you would like, depending on your own personal circumstances. As your horse gets older you will generally find that vet fee cover becomes more limited, you may only be able to get cover for what is referred too as accidental external injuries only, i.e. it will not cover for sickness or disease. With vet fee cover you generally get what you pay for and the higher level of cover will usually mean that you have a lower excess to pay, a higher incident limit, will include cover or complementary treatments and may have a longer period of claim. At KBIS we run two different separate scales; our Leisure Horse policy offers lower cost cover and has 6 different options that can be viewed here. Our Riding and Competition cover, has a separate scale of vet fees classified from Bronze to Platinum and includes options for complementary treatment and a higher level of cover for colic surg
