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Are there different types of homeowners policies?

April 26, 2017different Homeowner policies types

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Are there different types of homeowners policies?

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Yes. HO-1, HO-3 and HO-5 are the standard homeowner’s policies. HO-4 is Renters insurance for contents and liability only. HO-6 is condo insurance. HO-8 is a non-replacement type policy used for older homes insured at lower market values. DF-1 – DF-3 are typically for vacant, second or seasonal homes and landlord policies. MH-1 – MH-3 are Mobile home policies. Coverage varies within these policies.