Are there any special considerations for wheelchair and scooter insurance?
You may find it cheaper to cover your wheelchair or motorised scooter separately, rather than adding it on to your home and travel policies. These policies can cost around £50 a year to cover a £3,000 vehicle, and will also give you public liability cover to insure you in the event that your wheelchair or scooter injures someone or damages property. An all-risks extension on your home contents policy might not achieve this, although you could consider taking out separate public liability insurance. This is an area where you should take advice.