Are there any legitimate options for eliminating debt?
If youre looking to get rid of your debt, you have two choices. You can either pay back the money, or you can file for bankruptcy. Now, paying back your debts may sound next to impossible, but if you do it responsibly and consistently, it is more of reality than the pipe dreams that fill your email inbox. The first step is to list all of the money owed, and the interest being collected on each debt. After youve made this list, select the debt you most want to get rid of, and get rid of it! Then make sure youre paying the minimum amount on every other debt you have. Its important to make sure you dont get back into irresponsible spending habits. If you wind up with extra money at any given moment, that money should pay off the debt. As each amount gets checked off the list, move on to the next! Sure, its a lot harder than the process described by the companies with their magical certificates, but it works a lot better too! If your debt is truly out of control, and you are unable to keep
