Are there any Fees associated with Applying for a Mobile Home Refinance Loan?
No, JCF Lending Group does not charge an application fee. There may, however, be fees associated with the mobile home loan program that you choose. Once you are approved, your loan representative will go over all fees that will be financed into your new mobile home loan. The only out of pocket expense would be the cost of an appraisal and/or inspection. If the mobile home is in a leased lot community, either an inspection or appraisal would be required. Your loan officer will let you know which you will need for the refinance. If your mobile home is on leased, rented, owned or family land, only an inspection will be required in order to determine the value. If the mobile home is located in a California mobile home park, an appraisal is almost always required and recommended to determine the true value of your mobile home.