Are There Any Disadvantages to Selling A Structured Settlement?
While there is not any disadvantage to selling a structured settlement that applies in every case, selling may not be the right choice for everybody. The most important thing to consider when selling a settlement is the fact that selling a settlement results in a single, large, lump sum rather than smaller, periodic payments. This may prove problematic for some, but many people find that the advantages of having more ready cash outweigh the promise of future payments. It is common for people frustrated with payments that are worth less each year as inflation increases to sell their settlement in order to have a greater chance to take advantage of investment opportunities, real estate purchases, and other means of ensuring their financial security. Those who received a fair structured settlement, having properly calculated the effects of inflation are more likely to find fewer advantages in selling their settlement. For these people, the benefits of selling may be outweighed by the qual
