Are there advantages to the Blue Cross/Blue Shield PPO versus the BC/BS Traditional Plan?
There are several advantages the PPO provides: Comprehensive nationwide network Freedom to go out of network Wellness/Preventative Coverage Well Baby Care Routine/annual physicals covered Skilled Nursing Care Hearing/Vision Benefits No receipts or claim forms for in network services Convenience of mail order which delivers to your home Durable medical supplies (Insulin strips) 100% International Coverage Birth control coverage Office visit and Emergency Room Co-payments rather than full payment No referrals needed Lower cost claims Compared to the Traditional Plan: Must pay for services then get reimbursed Must keep track of receipts No preventive/wellness coverage No hearing or vision benefits No skilled nursing care No annual physical coverage No birth control coverage No child immunizations Claim forms must be turned in on time More expensive claims International Coverage
Related Questions
- The Brethren Medical Plan for agencies only uses Blue Cross/Blue Shield for its PPO. How do I figure out which physicians and medical facilities will be "in network"?
- Are there advantages to the Blue Cross/Blue Shield PPO versus the BC/BS Traditional Plan?
- Does blue cross blue shield of Illinois ppo plan cover nutritionists?
