Are there advantages to taking credit cards over checks?
Absolutely! Checks have to be taken to the bank and many banks apply deposit item fees. Checks can bounce and have you seen what the banks are charging for returned items these days? Checks can also be fraudulent. Using your mobile device to accept Credit card purchases provides an authorization that the money is available in the customer’s account, and using the mobile device to capture information about the card reduces the possibility of a fraudulent card. In short, accepting credit cards with your mobile device is convenient and secure whereas checks are the opposite.
