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Are there advantages to Group Plans verses Individual Plans?

April 26, 2017advantages group individual plans verses

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Are there advantages to Group Plans verses Individual Plans?

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There are some advantages to group plans. For example, members in a group health plan (generally employees of an employer) are not declined for coverage due to their existing medical conditions. If these same individuals applied for individual health coverage they would have to disclose medical information to the carrier and could be declined.