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Are the joint account holders eligible for the facility?

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If a joint account is operated by, A) Former or Survivor – The former is eligible to avail the facility. B) Latter or Survivor – The latter is eligible to avail the facility. C) Either or Survivor / Any one or Survivor – Any one of the account holders can apply for the facility who will be allotted a unique PIN / Password for the purpose. D) Jointly by both / all – The facility is available to such accounts.

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