Are stall letters legal?
Based on the laws that the Fair Credit Reporting Act has set, it is legal for credit bureaus to send out letters to notify consumers of a response or other information (such as informing someone that the bureau is not going to reinvestigate an item). They also can stall the process by requesting personal information such as your identity for validation purposes. The credit bureaus write these vague and sometimes confusing letters, with the intent of stalling consumers, hoping that the dispute will not be pursued. This is commonplace and happens to the majority of consumers who send disputes to the credit bureaus; however, persistence will eventually warrant a response. Yet, because of these tactics, many consumers remain unaware of their credit standing and others choose to let a credit repair service battle it out with the credit bureaus. At Burks-Law, we know how the bureaus operate and we are tenacious in our efforts to accomplish the results you are seeking and remove the inaccurat
