Are regular vet checks covered?
Under the major medical & surgical, nearly every illness or injury that requires calling a Vet out for emergency services is covered, (ie: your horse needs stitches, or develops sudden lameness, and needs diagnostics to find the cause, etc.). This coverage applies to emergency services, so it would not include regular vet checks for worming, shots, etc. In other words, something has to be wrong with your horse for coverage to apply. A claim is one occurrence. Let’s say your horse comes down with strangles, and the vet has to come out every other day for a month. If you’ve purchased the major medical coverage, you pay the deductible, and his charges after that are covered by the insurance company. Diagnostics, meds, etc. are covered, but again, when you have a claim, you call the 800 number. They will get the name and phone number of your vet and between the vet, the insurance company and you, they will pay for the best care for your horse. However, your vet can’t charge an unreasonable
Under the major medical & surgical, nearly every illness or injury that requires calling a Vet out for emergency services is covered, (ie: your horse needs stitches, or develops sudden lameness, and needs diagnostics to find the cause, etc.). This coverage applies to emergency services, so it would not include regular vet checks for worming, shots, etc. In other words, something has to be wrong with your horse for coverage to apply. A claim is one occurrence. Let’s say your horse comes down with strangles, and the vet has to come out every other day for a month. If you’ve purchased the major medical coverage, you pay the deductible, and his charges after that are covered by the insurance company. Diagnostics, meds, etc. are covered, but again, when you have a claim, you call the 800 number. They will get the name and phone number of your vet and between the vet, the insurance company and you, they will pay for the best care for your horse. However, your vet can’t charge an unreasonable
