Are preventive services and or prescriptions covered by an HSA?
One significant advantage of an HSA-based health plan like MercyHSA is preventive care—the costs of which may be covered before the insurance deductible is met. The goal of having an HSA-based health plan is to stay healthy, so it makes sense that your health insurance covers certain preventive care services and prescription drugs. There are health services that qualify for preventive care benefits that can be provided without satisfying the minimum deductible. These preventive services may include annual physicals, prenatal care, screening services (e.g. mammograms and prostate exams) and even certain preventive medications. For a complete list of covered preventive care services, see your summary of benefits from Mercy Health Plans.
