Are pre-existing conditions covered by insurance?
YES and NO. A pre-existing condition is any condition for which an insured person has received medical treatment, care, diagnosis, or advice, or for which symptoms manifested within a 6 month period prior to being insured by either this policy or or the previous student health insurance issued to the university. An example would be: a student or spouse enrolls in a student or family plan when the student or spouse is already pregnant. In this instance, the student insurance will not pay for the expenses relating to that pregnancy, since the condition existed prior to the enrollment in the student insurance plan. If, however, a pregnancy were to occur after enrollment in the insurance plan, then it would be covered up to the limits of the plan. For more information about pre-existing conditions, please look at our 2006-2007insurance brochure . If a student or spouse is unsure what to do about a pre-existing condition, it might be helpful to schedule an “insurance appointment” at the Hea
