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Are PPOs more flexible than HMO heatlh insurance plans?

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Are PPOs more flexible than HMO heatlh insurance plans?

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PPO’s may also offer more flexibility by allowing for visits to out-of-network professionals at a greater expense to the policy holder. Visits within the network require only the payment of a small fee. There is often a deductible for out-of-network expenses and a higher co-payment.

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