Are Participant Rights different for ERISA Trusts?
Any Employee participating in a Health & Welfare plan is granted several important rights by the Employee Retirement Income Security Act (ERISA). The Administrators of the ERISA Trust take responsibility for fulfilling these obligations on behalf of the Trust’s employer-members. These responsibilities include: disclosure of important plan information, a timely and fair process for benefit claims, elect to temporarily continue group health coverage after losing coverage, a certificate evidencing health coverage under a plan, and recover benefits due under the plan.