Are my funds invested whilst they’re held in SuperTrace?
Yes. All assets of SuperTrace are invested in an investment policy (‘the Policy’) with the Colonial Mutual Life Assurance Society Limited (CMLA). The Policy is currently invested solely in the Capital Stable Fund in the CMLA No. 2L Statutory Fund. Investment returns are credited to your account as an annual crediting rate effective 30 June. An interim crediting rate applies if you withdraw your full benefit entitlement from SuperTrace before 30 June. Please note, the crediting rate is not guaranteed and the rate applied may be negative. Where this occurs, the value of your benefit entitlement will be reduced. For more information on the investment strategy and objectives of SuperTrace, and past performance of the Capital Stable Fund, refer to the SuperTrace Member PDS.
