Are mortgages easily available in Italy?
A. Yes, although loans will only be advanced after your ability to repay has been established. As a private buyer, you will have to be prepared to supply evidence of income and all expenditure before lenders will be prepared to make an advance. In other words, they will wish to see that you have sufficient spare income each month with which to make repayments. If you are buying as a company, full accounts showing sufficient clear profits after tax to make the repayments will be required. Normally you will be able to borrow up to 75% of valuation. Q.
