Are mortgage loan origination points tax deductible?
Here it goes: mortgage loan origination points are tax deductible if they represent the cost of money to the lender and do not include other per item charges as appraisal and inspection fees, for example. Sometimes loan origination points are clearly declared as such – as a loan origination fee charged by the broker or lender. Home loan origination points are not tax deductible if they are include title fees, appraisal cost, attorney fees, etc. services provided by third-party companies.