Are minibuses covered by the Daily Van Hire Excess Insurance?
The Van Hire Excess Insurance policy will provide insurance for vans designed to carry up to 9 people including the driver. If a minibus has more than 9 seats it will not be covered by this policy. Please note, this restriction is based on the vehicle type not the amount of occupants in the vehicle at the time that damage is sustained; a vehicle that is designed to carry more than 9 people would not be covered under this policy even if there were less than 9 people in the vehicle at the time that damage occurred. This policy is not designed to provide protection for drivers who are charging a fare for transporting passengers, and this activity is specifically excluded from the policy as it is designed predominantly for casual private use.