Are members’ spouses insured under CCGA insurances while traveling with the member to a CCGA function?
A spouse accompanying a CCGA member traveling to an Authorized Activity is NOT covered by CCGA insurance policies. The only time a spouse is covered by CCGA insurance policies is when the spouse is an enrolled Auxiliary member and is participating in an Authorized Activity. The trigger for insurance coverage is whether or not an Auxiliary member has been authorized to attend a CCGA function. If the spouse is an Auxiliary member and is authorized to attend then he/she is covered by the CCGA insurance policies. For example, if a spouse accompanies a CCGA member to a Board of Directors meeting, a National Council meeting, a Regional SAR Skills Competition, a Boat Show, International SAR Competition or CCGA training session and the spouse has not been authorized to attend, that spouse is not covered by the CCGA insurance policies. Authorization to attend a CCGA function means that the CCGA member will be participating in training activities or actively contributing to the meeting or event.
