Are investments in a 529 plan guaranteed?
As with many investment types, a 529’s returns are not guaranteed and your account value will fluctuate with market performance. Keep in mind that the holding period for college investors is short (generally 5 to 20 years), and you should consider investing more conservatively as the time approaches for you to begin making withdrawals. Before you select an investment option, you should carefully consider your investment time horizon and risk tolerance.