Are home health care services covered by health insurance?
Many health insurance carriers have a home health benefit covered under the major medical portion of the policy or prescription benefit. Some choose a home health care company that their members must use in order to be covered for services (this is called a “preferred provider”). If you need home health care services, you should check with your insurance carrier to see if they have a designated home health care company. Other types of insurance do not restrict which home health care company their members use, but may limit the home health benefit in some way (e.g., total number of visits, hours or dollars spent on home health care permitted in a year). Check your subscriber agreement or contact you health plan for the deductible and co-insurance that may apply. Can people without insurance pay out-of-pocket for services? Yes. In addition, our office staff will assist patients in identifying alternate payor sources, or refer them to local community agencies for additional assistance. Wh
