Are high-rise building window washers insurable?
This article originally appeared in “American Window Cleaner” magazine, January/February 1999. Insurance, Safety, & Risk Management for Window Cleaners by B. P. Huettner Everyone in business faces risks – the risk of damages, the risk of large medical bills, even the risk of being sued. This article will address two ways to manage your risk: purchasing appropriate insurance and reducing risk through safety management. Insurance Basics One way to reduce financial risk is to purchase appropriate insurance policies. Your needs will vary depending on the type of business you have, such as whether you have employees or not and the types and locations of the windows you clean. For example, cleaning windows on a high-rise building is inherently riskier than store-front cleaning, and will require a different approach to managing that risk. Proper coverage should do three things: insure your property, insure the workers, and insure your business against liability in the most cost-efficient mann
