Are Habitat homes free?
No. Habitat is not a charity or “hand-out” program. Each Cass River Habitat for Humanity homeowner must be willing to help in the construction of their house. Habitat homes are sold to selected homeowners at no profit, with a zero-interest mortgage from Habitat. Homeowners pay an affordable monthly mortgage payment, not exceeding 35-50% of the household income. In addition, families must put in sweat equity, which is explained in the next question.
