Are employees covered for injuries that occur off the agencys premises?
For purposes of workers compensation, an injury is deemed to be job-related when it arises out of employment activities and when it occurs in the course of employment. This is true even if the employee was not on agency property, such as at an off-site meeting or even working at home.There may also be coverage if the employee was on an unpaid meal break if the injury occurred on the employers property or occurred during commuting to and from work, if you control the employees route of travel or the employee is allowed to engage in work activities during the commute, such as cell phone calls.