Are drivers in all states required to carry collision coverage?
Comprehensive coverage? Gap coverage? The answer to each of those questions is no. Although youre required to have a minimum level of insurance to register your car, the coverage is not guaranteed to meet your individual needs, Gorman said. Most people do not understand how various types of coverage, as well as low-cost options, are designed to help them avoid worry and expense down the road. Taking just a few minutes to read your policy or talking to your insurance agent once a year can go a long way toward helping you avoid hassles and out-of-pocket expenses, said Gorman. The bottom line is being informed and prepared before an accident. To learn more about automobile insurance coverage and to avoid surprises check out www.wiserdrivers.com/ins-basics.php. The Insurance Information Institute (www.iii.org) is a non-profit, communications organization supported by the property/casualty insurance industry. The Consumer Protection Association of America (www.consumerpro.com), based in Den
