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Are commercial automobile insurance policy forms and endorsements filed for approval required to meet the minimum coverage standards as required by Article 5.06 prior to the effective date of SB 14?

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Are commercial automobile insurance policy forms and endorsements filed for approval required to meet the minimum coverage standards as required by Article 5.06 prior to the effective date of SB 14?

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A. No, the minimum coverage standards do not apply. Commercial automobile policy forms and endorsements are subject to Article 5.13-2. Among other provisions, policy forms and endorsements may not contain provisions or titles/headings which are unjust, encourage misrepresentation, are deceptive, or violate public policy.

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