Are Cardholder “Guidelines” and “Tips” available?
• Yes. Be smart with your debit card. • Choose a unique Personal Identification Number (PIN). Avoid obvious choices, such as your address, phone number, or birth date. • Keep your PIN private. Memorize it. Don’t write it down, and never tell it to anyone. • Know your current account balance. Don’t forget about checks that have not yet cleared your account. • Always take sales receipts and carbon copies. They may contain valuable information a thief could use to make purchases on your account via mail, phone, or the Internet. • Record your transactions in your check register as soon as possible. Remember to include any debit card fees that may apply. Then store your receipts safely in one place in case you need them later. • Review your statements carefully. If you suspect a mistake, call your financial institution immediately. And always follow up with a confirmation letter. • If your card is lost or stolen, contact your card issuer immediately. This reduces your liability if fraud los