Are all transactions updated in “real time”?
Although you can access account information and conduct transactions anytime, not all transactions are posted in real time. For example, checks that you write that are processed by the Federal Reserve and our correspondent banks will not be updated until after midnight of each business day in which they clear. Transactions through the use of an ATM or Debit Card, Earlham Savings Bank teller window, ACH, telephone and On.Line banking will be updated immediately and can be reviewed through your system as they occur.
Although you can access account information and conduct transactions anytime, not all transactions are posted in “real time”. For example, checks that you write will not be updated until after midnight of each business day in which they clear. Transactions through the use of ATM, Debit Cards, Missouri Bank teller windows or Internet Banking transfers will be provisionally posted and can be reviewed through Internet Banking as they occur.